General

In this privacy & cookie policy (“Policy”), we describe the information that we collect about you, that you provide to us, is provided to us by third parties, and will be processed by us, as you use the freeInvoiceBuilder.com website(our “Website”) and the service available through this Website(cobbo.net) We recommend that you read this policy carefully in order to understand what Cobbo ltd do with your personal information. Your use of the Website and the Invoice Creator and any dispute over privacy, is subject to this Policy and any of our applicable Terms and Conditions of Use, including their applicable limitations on damages and the resolution of disputes. Our Terms and Conditions for the Invoice Creator are incorporated by reference into this Policy. By visiting our Website and using the Invoice Creator you are accepting and consenting to the practices described in this Policy. Regardless of the applicable law set forth in the Terms of Use.

What Does This Privacy Policy Cover?

This Privacy Policy covers our collection, use and disclosure of information about identifiable individuals and information which can be used to identify an individual (“Personal Information”). Personal Information may be collected about users and visitors to the Website, as well as our customers and their end users who use the Services.

This Privacy Policy covers the activities of Invoice Simple only. This Privacy Policy does not apply to the practices of companies that we do not own or control, including our customers who may use the Services to collect Personal Information of third parties. If you submit any Personal Information to Invoice Simple or the Platform, you are responsible for ensuring that you have obtained the necessary authorizations and consents from the relevant individuals in order to make such Personal Information available to us for use in accordance with this Privacy Policy.

Collection and se of Personal Information

Customer Information:
In order to use the Services, customer users may be required to have a valid Invoice Simple account to log in to the Services (“Account”). When you register for the Services or create an Account, Invoice Simple collects certain information from you (collectively, “Account Information”). When you register for the Services, Invoice Simple will collect the following Personal Information:

• Name
• Email Address
• Phone
• Address

When our users utilize the Services to send invoices, Cobbo Ltd collects your IP address and mobile device ID. The Services will also keep track of invoice and transaction history.

Invoice Recipients: Cobbo Ltd customers use the Services to create and send invoices to their clients and other third parties (“Recipients”). In order to provide these Services, Cobbo Ltd collects Personal Information about the Recipients from our customers. Such Personal Information may include:

• Name
• Email Address
• Phone
• Address

Invoices are made available to Recipients through the Website. As such, Cobbo Ltd may also use cookies to track information about Recipients in accordance with our Cookie policy below.

Use of Personal Information. In addition to the purposes identified above, Invoice Simple may

Use Personal Information to:

• Authenticate access to the Account and provide access to the Services.
• Provide, operate, maintain and improve the Services
• Send technical notices, updates, security alerts and support and administrative messages.
• Provide and deliver the Services and features you request, process and complete transactions, and send you related information, including confirmations and invoices.
• Communicate with customers about services, features, surveys, newsletters, offers, promotions, and provide other news or information about us and our select partners.
• Investigate and prevent fraudulent transactions, unauthorized access to the Services, and other illegal activities.
• Personalize and improve the Services, and provide content, features, and/or advertisements that match your interests and preferences or otherwise customize your experience on the Services.
• Monitor and analyze trends, usage, and activities in connection with the Services and for marketing or advertising purposes.
• Enable you to communicate, collaborate, and share files with users you designate.
• For other purposes which we will notify you about and seek your consent.

Disclosure of Personal Information With Third Parties

Service Providers and Business Partners. We may from time to time employ third parties to perform tasks on our behalf and we may need to share Account Information and other Personal Information with them to provide certain services. Unless we tell you differently, such third parties do not have any right to use the Personal Information we share with them beyond what is necessary for them to provide the tasks and services on our behalf. The third parties we currently engage includes third party companies and individuals employed by us to facilitate our services, including the provision of database management, payment processing and customer relationship management tools, including the Sub-Processors.

Business Transfers. If our business (or substantially all of our assets) are acquired by a third party, or if we go out of business, enter bankruptcy, or go through some other change of control, Personal Information may be made available or otherwise transferred to the new controlling entity, where permitted under applicable law.

With Your Consent. If we need to use or disclose any Personal Information in a way not identified in this Privacy Policy, we will notify you and/or obtain consent as required under applicable privacy laws.

As Required by Law. We may disclose your Personal Information to third parties without your consent if we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other users, or anyone else (including the rights or property of anyone else) that could be harmed by such activities. Further, we may disclose Personal Information when we believe in good faith that such disclosure is required by and in accordance with the law.

We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to:

• satisfy any applicable law, regulation, legal process or governmental request; enforce our contracts or user agreement, including investigation of potential violations hereof; and
• detect, prevent, or otherwise address fraud, security or technical issues.

The above may include exchanging information with other companies and organizations for fraud protection and spam/malware prevention. Notwithstanding the general terms of this policy, the collection, use, and disclosure of Personal Information may be made outside of the terms herein to the extent provided for in any applicable privacy or other legislation in effect from time to time, or pursuant to court orders.

Rentention

We will keep your Personal Information for as long as it remains necessary for the identified purpose or as required by law, which may extend beyond the termination of our relationship with you. When an Account becomes inactive for an extended period of time, we will delete the Account and related data with prior advance notice to the Account holder.

Our customers who may use the Services to store invoices, including Personal Information, in accordance with their own retention policies.

We may retain certain data as necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, non-personally-identifiable data, account recovery, or if required by law. All retained Personal Information will remain subject to the terms of this Privacy Policy.

Access, Correction & Accuracy Rights to Personal Information

You have the right to access the Personal Information we hold about you in order to verify the Personal Information we have collected in respect to you and to have a general account of our uses of that information. Upon receipt of your written request, we will provide you with a copy of your Personal Information, although in certain limited circumstances, and as permitted under law, we may not be able to make all relevant information available to you, such as where that information also pertains to another user. In such circumstances we will provide reasons for the denial to you upon request. We will endeavor to deal with all requests for access and modifications in a timely manner.

We will make every reasonable effort to keep your Personal Information accurate and up to date, and we will provide you with mechanisms to update, correct, delete or add to your Personal Information as appropriate. As appropriate, this amended Personal Information will be transmitted to those parties to which we are permitted to disclose your information. Having accurate Personal Information about you enables us to give you the best possible service.

Where We Store Your Data

All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent un-authorized access.

Our Use of Cookies & Other Tracking Mechanisms

We and our third party service providers use cookies and other tracking mechanisms (including tracking technologies designed for mobile applications) to track information about your use of our Website and Invoice Creator. We may combine this information with other personal information we collect from you (and our third party service providers may do so on our behalf).

Cookies. Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our Website and Invoice Creator, while others are used to enable a faster log-in process or to allow us to track your activities at our Website and Service. There are four types of cookie:

Strictly necessary cookies These are cookies that are required for the operation of our Website. They include, for example, cookies that enable users to log into secure areas of our Website.

Analytical/performance cookies. These types of cookies allow us to recognize, count the number of visitors, and see how visitors move around our Website when they are using it. This assists us to improve the way in which our Website works, for example, by ensuring that you can find what you are looking for easily.

Functionality cookies These cookies are used to recognize you when you return to our Website. They enable the personalization of content, recognition of users, and also remember your user preferences (for example, your choice of language or region).

Targeting cookies. These cookies record your visit to our Website, the individual pages visited and the links followed. If the cookie is set by a third party (for example, an advertising network) which also monitors traffic on other websites, this type of cookie may also be used to track your movements across different websites and to create profiles of your general online behaviour. Information collected by tracking cookies is commonly used to target online advertising.

The four types of cookies above will be either session cookies or persistent cookies.

Session Cookies. Session cookies exist only during an online session. They disappear from your computer when you close your browser or turn off your computer. We use session cookies to allow our systems to uniquely identify you during a session or while you are logged into the Website or Invoice Creator. This allows us to process your online transactions and requests and verify your identity, after you have logged in, as you move through our Website or Invoice Creator.

Persistent Cookies Persistent cookies remain on your computer after you have closed your browser or turned off your computer.We use persistent cookies to remember your user information, preferences and activity, to enable us to provide the Invoice Creator to you when you next return to our Website or Invoice Creator.We also use persistent cookies to track aggregate and statistical information about user activity, which may be combined with other user information

Local Storage Objects. We may use Flash Local Storage Objects (“Flash LSOs”) to store your Website preferences and to personalize your visit. Flash LSOs are different from browser cookie because of the amount and type of data stored. Typically, you cannot control, delete, or disable the acceptance of Flash LSOs through your web browser. For more information on Flash LSOs, or to learn how to manage your settings for Flash LSOs, go to the Adobe Flash Player Help Page, choose “Global Storage Settings Panel” and follow the instructions. To see the Flash LSOs currently on your computer, choose “Website Storage Settings Panel” and follow the instructions to review and, if you choose, to delete any specific Flash LSO.

Storage HTML5 Storage. We may also store your user information and Website preferences locally within your web browser via HTML5.

Clear GIFs, pixel tags and other technologies Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our Website or the Invoice Creator to, among other things, track the activities of Website visitors, help us manage content, and compile statistics about Website and the Invoice Creator usage. We and our third party service providers also use clear GIFs in HTML emails to our customers, to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded.

Changing or Disabling your Cookie Settings Most web browsers automatically accept cookies, but if you prefer you can edit your browser options to block them in the future.The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.Visitors to our Website who disable their web browsers’ ability to accept cookies will be able to browse the Website; however, most site features will not function if you disable cookies and you will not be able to login to use the Invoice Creator.

Do Not Track. Currently, our systems do not honor browser “do-not-track” requests. You may, however, disable certain tracking as discussed above (e.g., by disabling cookies); you also may opt-out of Third Party Analytics or targeted advertising by following the instructions in the Third Party Ad Networks section below.

Changes To Our Privacy Changes

This Policy may change from time to time. Any changes in the future will be posted on our Website and, where appropriate, notified to you by email.Please check back frequently to see any updates or changes to our Policy. Continued use of the Invoice Creator will constitute acceptance of the Policy in place from time to time. We will not materially reduce your rights under this Policy without taking steps to bring such changes to your attention and obtain your consent to the same.

Contact Us, Questions, Updating Your Info, Opting Out

If you have provided us with information, and would like to update your information, you may contact us through the email address listed below. From time to time, we may email you with special offers; you may opt-out of those offers through the email or by contacting us as noted below. If you otherwise would like to contact us for a privacy-related matter, please use the following contact information:

Disclaimer

Any and all content provided on this Website or the Services, including links to other websites is provided for information purposes only and does not constitute advice, recommendation or support of such content or website. We make every effort to provide true and accurate content on its Website. However, we provide no warranty, express or implied, of the accuracy, completeness, timeliness, or applicability of such content. We accept no responsibility for and excludes all liability in connection with information provided on the our website, including but not limited to any liability for errors, inaccuracies or omissions.