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Please read this information carefully and print a copy and/or retain this information electronically for future reference.

Your use of cobbo.net invoice creator offered by Cobbo Nigeria Ltd. is governed by the following Terms of Use, along with all policies and disclaimers provided herein (collectively, the ”Terms”). “You” means the person or entity using the Invoice Creator, as provided for in these Terms. By using Invoice Creator you acknowledge that you indicate your acceptance to be bound by these Terms.

We, in our sole discretion, may amend, revise or update these Terms and any additional terms and conditions that may apply, in its sole discretion, and it will post the amended Terms in the relevant section of the cobbo.net website. We shall notify you of any material changes via email. The changes will come into effect immediately unless otherwise specified in the notice of change. Your continued use of Invoice Creator after any changes to the Terms shall constitute your consent to such changes.

Use of Invoice Creator

The Invoice Creator is provided to you as an online based software service enabling you to create, save and download your own personalized invoices. To do this you will need to create a user account by providing us your email address.

You acknowledge and confirm that the invoice created by The Invoice Creator is a retail invoice only, intended for requesting payments from your customers or clients for the goods and services you provide them. Invoice Creator will not create a “tax invoice” and will not include all components required by your tax jurisdiction to qualify for tax invoice purposes. The invoice created should not be used or be relied upon for tax purposes.

You further acknowledge and agree that it is your responsibility to confirm that the invoices you create are true and correct, and that they contain complete and accurate information regarding the transaction described therein and the payment to be made to you in connection thereof. You represent and warrant that you have all rights to all content and data uploaded by you as part of your use of the Invoice Creator and you hereby grant us the right to use the data uploaded for the purposes of providing to you the Invoice Creator service and modifying or improving the Invoice Creator or other products or services. To the extent that any information or data provided by you comprises personal data, such personal data will have been obtained, and that the provision of such personal data to us for the purposes hereof will be, in compliance with all relevant data protection laws.

Aggregate Data: During and after the term of this agreement, we may use non-personally identifiable data within the Invoice Creator for purposes of enhancing the service, aggregated statistical analysis, technical support and other business purposes.

You acknowledge that you are solely responsible for all activity in your user account. Accordingly, you must use commercially reasonable efforts to prevent unauthorized access to your user account, and notify us promptly of any such unauthorized access; keep your login details of your Invoice Creator account confidential.

-Prohibited Use

You will not use the invoice creator for any illegal, fraudulent or other prohibited activity. If we suspect that you may be engaging in or have engaged in a fraudulent, illegal or prohibited activity, including any violation of these Terms, your access to the invoice creator may be suspended or terminated. Additionally, depending on the severity of the violations, we may contact law enforcement.

Without derogating from the generality of the above, you may not: (i) sell, resell, rent or lease the use of the invoice creator (ii) use the The invoice creator to store or transmit infringing, unsolicited marketing emails, libelous, or otherwise objectionable, unlawful or tortious material, or to store or transmit material in violation of third-party rights; (iii) interfere with or disrupt the integrity or performance of the invoice creator; (iv) attempt to gain unauthorized access to the the invoice creator; (v) reverse engineer the invoice creator or any part thereof; or (vi) access the invoice creator to build a competitive service or product, or copy any feature, function or graphic for competitive purposes.

-Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

-Your Personal Data

We will ensure that all your personal data is held in accordance with the data privacy and security provisions of applicable law and our published Privacy Policy. Your use of the The Invoice Creator is subject to the Privacy Policy which you agree to as part of these Terms and by your use of the Invoice Creator. Please make yourself familiar with the Privacy Policy by visiting it on our website,Privacy Policy. We may amend the Privacy Policy by an update on the Privacy Policy page.

YOU ACKNOWLEDGE AND AGREE THAT WE RESERVE THE RIGHT TO ACCESS AND DISCLOSE PERSONAL DATA RELATING TO YOU TO COMPLY WITH ALL APPLICABLE LAWS AND LAWFUL REQUESTS FROM GOVERNMENT AND/OR OTHER REGULATORY AUTHORITIES, AND/OR TO PROTECT UD, OUR CUSTOMERS AND OTHER USERS; AND TO DISCLOSE PERSONAL DATA TO THIRD PARTIES IF WE HAVE REASONABLE REASON TO BELIEVE YOUR USE OF THE THE INVOICE CREATOR IS IN VIOLATION OF THESE TERMS OR IF WE OTHERWISE OBLIGED OR NEED TO DISCLOSE SUCH INFORMATION TO ANY RELEVANT AUTHORITY.

-Links to Other Website

The Service may contain links to third-party web sites or services that are not owned or controlled by Cobbo Ltd.

Cobbo Ltd. has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Cobbo Ltd. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

-Indemnification; Liability

You agree to defend, reimburse or compensate us and hold us, our other companies in our corporate group and any third parties on which we rely or partner with to deliver products and service harmless from any claim, demand, expenses or costs (including legal fees, fines or penalties) that we incur or suffer due to or arising out of your or your agents’ breach of these Terms, breach of any applicable law or regulation and/or use of the Invoice Creator. This provision shall survive termination of the relationship between you and us.

YOUR USE OF THE INVOICE CREATOR IS AT YOUR OWN RISK. THE INVOICE CREATOR IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND. WE HEREBY DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

No content, form or information provided by us as part of the Invoice Creator shall constitute or be construed as legal advice or tax advice. For any additional information with respect to the tax regulations and applicable requirements, reporting and filing, including any decisions and judgment applied or that should be applied to you please consult with a tax attorney or tax advisor.

We disclaim any liability for damage to any computer system resulting from accessing or downloading information in connection with the Invoice Creator, and reserves the right, in its sole discretion, to cancel, modify or suspend the services of the Invoice Creator should a virus, bug, computer problem, unauthorized intervention or other causes beyond our control, corrupt the administration, security or proper administration of the Invoice Creator.

IN NO EVENT SHALL WE, OUR AGENTS, REPRESENTATIVES, DIRECTORS, OFFICERS, EMPLOYEES AND AFFILIATES BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY LOSS OR INJURY OR ANY DAMAGES, EITHER DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHERWISE (INCLUDING, BUT NOT LIMITED TO LOST PROFITS, REPUTATION OR LOST SAVINGS) RESULTING FROM OR IN ANY WAY CONNECTED TO YOUR USE OF THE INVOICE CREATOR, EVEN IF IT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION OF LIABILITY SHALL APPLY REGARDLESS OF WHETHER THE CLAIM ASSERTED IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE. IN NO EVENT SHALL OUR LIABILITY TO YOU AT ANY TIME EXCEED THE AMOUNT OF THE TOTAL FEES YOU PAID FOR THE USE OF THE INVOICE CREATOR. IN NO EVENT SHALL WE, OUR AFFILIATES, AGENTS, REPRESENTATIVES, DIRECTORS, OFFICERS, OR EMPLOYEES BE LIABLE FOR ANY ACT OR OMISSION RESULTING FROM CIRCUMSTANCE BEYOND THEIR REASONABLE CONTROL.

Contact Us

If you have any questions about these Terms, please contact us at support@cobbo.net

Miscellaneous

The Invoice Creator services is operated from the United States and these Terms shall be governed by and interpreted in accordance with the laws of the State of Delaware. Any dispute under these Terms and Conditions or otherwise in connection with your use of the Invoice Creator shall be brought exclusively in the courts of Nigeria except where prohibited by Nigerian law.

If any part of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, unlawful or unenforceable then such part shall be severed from the remainder of the Terms, which shall continue to be valid and enforceable to the fullest extent permitted by law.

We reserve the right to make changes or additions to these Terms for any reason at any time. We reserve the right to cancel or suspend this Invoice Creator service should it determine, in its sole discretion, that the administration, security or fairness of this Program has been compromised in any way.